A Cryptocurrency Platform
Including an Exchange that allows you to Set Your Own Fee…
BUT that's not all…
Join our whitelist and get your LVN token now.WEBSITE & WHITE PAPER .
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ABOUT US
Our all-in-one cryptocurrency platform enables any person - crypto enthusiast or otherwise - to

HOW IT WORKS
Exchange
Access to all popular crypto markets with fiat or existing cryptocurrencies. Simple and feature-packed for both an experienced trader or first time buyer.
Store & Save
Securely store and HODL crypto assets with our smart wallet solution, helping traders reduce transaction fees and protect their investments.
Spend & Receive
Consumers may spend digital currencies online or in retail environments, while businesses may expand their reach and
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ECOSYSTEM OVERVIEW
The ultimate solution for exchanging, spending and receiving payments in cryptocurrencies. Set your own fee, global payments card and more.
OPPORTUNITY
Market Gap
Cryptocurrency Wallets
In the cryptocurrency world, wallets exist and usually allow one crypto asset per Individual wallet.
The following problems are associated with the above scenario:
Making a payment that requires combining some of your crypto assets, can be tedious as you may be required to use several wallets incurring several charges before your payment can be completed.
Currently, there is no way for those with a diverse crypto portfolio to work out the best use of combined assets in making a payment for a product or service. It is almost a non-option, except for those with the time, patience and tools to go through this process manually.
The Commercial World - Restrictions
Business owners were relatively slow in their uptake of alternative payment methods such as cheques, debit and credit cards, alongside the traditional notes and coins, and it took decades for the transformation. These are now the established payment methods, but for how long?
In today’s commercial world that is largely internet-based, the extraordinarily high fees faced by businesses from centralised payment providers and gateways is usually passed straight on to the consumer, and where it cannot be, the business removes itself from providing their service. Furthermore, physical payments will soon become extinct and newer payment methods will naturally replace traditional ones, with cryptocurrencies being the forerunner. The market gap in this area and the potential gains in becoming an enabler is all too clear - and we aim to bridge this gap with the XCOYNZ Payment Gateway.
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OUR SOLUTION
Our Solution - The XCOYNZ Platform
XCOYNZ Exchange
Our solution will address the problem of exchanging fiat to Crypto, Crypto to Crypto and Crypto to fiat, all under one roof, namely the XCOYNZ Exchange. The XCOYNZ Exchange will also address high fees by allowing the Individual to define the fee that they would like to pay for their transaction. It will also accelerate the transfer of Crypto assets back to the Individual’s fiat bank account faster than existing methods, using our custom-built technology known as X-Swift based on a private XCOYNZ Blockchain, with the ultimate goal of being near-instantaneous.
The XCOYNZ Exchange enables Individuals to set their own fee when exchanging their Crypto assets. This will be based on a recurring annual allowance from the time of first registration, with further loyalty bonuses being awarded based on periodic exchange activity volume. This is a ground-breaking incentive in the Crypto world and will disrupt the way business is done for Cryptocurrency exchanges in the future. Users of the XCOYNZ Exchange will also have the ability to transfer from one’s Individual wallet, or even the XCOYNZ SAW - to another Individual’s bank account as fiat.
XCOYNZ Smart Algorithm Wallet (SAW)
The XCOYNZ SAW will consolidate all your Crypto assets into a single wallet so you can use this to process your payments faster, and incur only a single fee that again is set and controlled by you. It will also use smart algorithms to determine the best combination of assets to use to process your payment, minimising costs or maximising profits. You can opt for the Crypto assets suggested by the SAW or make your own choice as to which Crypto assets you would like to use. It will also predict which Crypto to HODL or sell.
XCOYNZ Payment Gateway
The XCOYNZ Payment Gateway is the key connector using crypto assets to bring together seller and buyer in the massive market place that is the internet. With subscriptions it enables retailers to open their businesses up to accepting payments for goods and services via cryptocurrencies. This immeasurable benefit to the retailer in exposing their goods and services to a wider audience goes hand in hand with that of the consumer, who now gets to make use of a portion of their wealth that previously was unable to directly link with the retail world.
With the XCOYNZ Payment Gateway, both brick and mortar businesses and e-commerce retailers can accept cryptocurrencies as payment for goods and services - and receive timely fiat payments with competitive or better rates than traditional payment methods.
XCOYNZ Smart Cards
The XCOYNZ Smart Cards will allow the Individual a way of purchasing products and services from a retailer using their Smart Cards. The Individual will also have the ability to withdraw fiat from the Smart Cards as well as have instant access to their crypto funds.
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TOKENOMICS
XCOYNZ Tokens
Token Purpose & Appeal
The purpose of the XCZ token is to promote features that elevate functionality of the day-to-day XCOYNZ business, in turn driving the business forward and hence increasing the value of the token by ensuring that it has a fundamental use.
Individuals will reap the benefits of having XCZ tokens ready to be used for exchange fee discounts and a faster, streamlined withdrawal mechanism. Over the next 18 months, there will be a drive to future-proof the market share that XCOYNZ captures, ensuring optimum level of token recycling safeguards business expansion and ultimately enhances mass appeal for the token.
To this effect, XCOYNZ will implement a programme to burn a set proportion of collected tokens, writing off a fixed share of our business profits with limits and frequency to be decided once all components of the platform have been launched and the business if fully functional.
Token Use
The XCZ token is used on the XCOYNZ Exchange, available to the Individual to enable the following benefits:
Set your transaction fee - is only made available to Individuals that use their XCZ tokens during an exchange, otherwise a standard fee is applied.
X-Swift Withdrawal - is only made available for Individuals who use their XCZ tokens during a withdrawal from crypto to fiat, otherwise a standard withdrawal is applied.
Retailer Payment Gateway reduced fee - is only made available for Retailers that use their XCZ tokens during a payment being made by a customer, otherwise a standard fee is applied.
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Channels
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Author
- My name: phungploi
- ETH Address: 0xAF153C0f58e671e4aD01AE6b089DeCEebcfFb0cb